Mann Mortgage, LLC (“Mann Mortgage” or “Company”) provides customers with a privacy notice that clearly describes the Company’s practice of collecting, protecting, and sharing customer’s nonpublic personal information (“NPI”) with affiliates and third parties at the time that a customer relationship is established.
Mann Mortgage is required to provide an initial privacy notice when customer establishes a relationship with Mann Mortgage by providing any personally identifiable financial information in an effort to obtain a mortgage loan.
Mann Mortgage also sends annual privacy notices to their customers during the continuation of the customer relationship, if applicable. Annually means at least once in any period of 12 consecutive months during which that relationship exists. Mann Mortgage does not sent privacy notices after the relationship with the customer has ended.
Mann Mortgage provides privacy notices and opt-out notices so that each consumer can reasonably be expected to receive actual notice in writing or, if the consumer agrees, electronically. The notice can be hand-delivered, mailed, or sent electronically. Mann Mortgage provides the initial privacy notice and the opt-out notices simultaneously.
The Notice includes:
Opt-out means a direction by the consumer that Mann Mortgage may not disclose NPI about that consumer to a nonaffiliated third party, other than as permitted by law. The optout notice is a clear and conspicuous notice to all customers that accurately explains the right to opt out under that section. The notice states:
Exceptions to opt out requirements. The requirements for initial notice and for service providers and joint marketing do not apply when you disclose nonpublic personal information:
Under no circumstances will the Company disclose, other than to consumer reporting agencies, access codes or account numbers for use in marketing.